Is it our duty to help others when we have the means to do so? As a parent, the answer seems clear when it comes to our children, who rely on us for everything. But what about distant relatives, friends, or even strangers? That question often leaves many of us pondering our responsibilities beyond our immediate family.

In the realm of personal finance, where I spend a lot of my time writing and sharing insights, the concept of helping others often competes with the pursuit of personal wealth. We dream about the lavish ways we could spend our money, from effortless taxi rides home to luxury vacations. Yet, here I am, still flying coach, and mulling over whether it’s time for a new car or getting riled up over trivial annoyances.

The truth is, despite these daydreams, I find real joy in the journey—sharing stories with you and writing about personal finance, even without a financial necessity to do so. The question of whether we have a duty to help others if we can keeps coming back to me.

A friend once remarked to me in disbelief about why I’d spend my time writing and helping others through my blog when I could be out enjoying life in more hedonistic ways. We discussed it over drinks and a game of darts, a typical late-night debate among friends. But later, on a long flight home, his words made me think about why I choose to use my freedom in this way.

I believe it is our duty to share what we know. Writing about personal finance, discussing different strategies, and helping others understand their money better feels not just like a responsibility, but a privilege. It’s rewarding, and frankly, more enjoyable than many might assume.

Despite not needing to work for a living, I spend numerous hours each week writing for Financial Samurai. It’s not just about the potential advertising or affiliate revenues; it’s about a genuine desire to share knowledge that could help others navigate their financial paths more confidently.

Imagine if those who have significant insights or experiences, like celebrities or former presidents, shared their honest thoughts and stories regularly. The impact could be profound, but since they’re often busy saving the world or managing vast enterprises, we’ll have to make do with regular folks like me.

Even if I were to become immensely wealthy, you’d still find me here, writing and interacting with readers. I’m no athlete or artist, but I have my writing, and as long as it’s valued by someone out there, I feel compelled to continue.

Take a recent incident on a bus, for instance, where passengers intervened to help a child being bullied. They didn’t have to, but they felt a duty to act. That moment of courage is a small reflection of a larger truth: if we can help, perhaps we should.

Helping others isn’t just about grand gestures; it’s about minimizing regrets and maximizing happiness, both for others and ourselves. If we have a talent or even a persistent interest that allows us to contribute positively, why wouldn’t we continue to do so?

I’d love to hear your thoughts. Are there things you feel compelled to share or do because you believe it’s your responsibility?