Here’s a more conversational rewrite of the original article:
It seems like everyone’s after two things: money and power. We study hard, work endlessly, delay starting families, and then, when we finally have kids, we’re too busy chasing those two things to even enjoy them. It’s ironic, isn’t it? How these pursuits don’t necessarily make us happier.
When you look at wealth, billionaires are in a league of their own, making even multi-millionaires feel inadequate. But if we’re talking about power, that’s where politicians come into play. They’re the real power billionaires, with their ability to pass laws that shape the lives of millions. Think about it: members of Congress, the President, Supreme Court Justices—these folks are at the pinnacle of power.
Now, onto why I do what I do as the Financial Samurai. My goal is to provide as much free financial education as possible. Why? Because knowledge is power, and I believe everyone deserves a shot at a better life, not just the rich and powerful. The internet has democratized access to information, and that’s a game-changer.
Imagine a world where everyone manages their finances well. Stress levels would drop, happiness would increase, and people would make smarter decisions. They’d likely be kinder, more confident, and more inclined to help others instead of reacting negatively.
Access to solid, free financial advice can lead people to financial independence. This not only takes the load off public systems but also contributes back to these systems, helping even more people in need.
Good financial information could also mean the end of crippling student loans. Parents and students wouldn’t need to drown in debt to afford a college education, which should be accessible to all, not just the wealthy or brilliant. Without the burden of student loans, graduates could save for homes sooner, start families without delay, and avoid the financial and emotional costs of fertility treatments like IUI and IVF.
Financial education can break the cycle of debt and delay. It has the power to uplift communities and create a ripple effect of benefits.
But there’s a blindspot many of us miss: planning for the future. Younger people, for instance, might not save enough because they can’t imagine ever disliking their jobs. This lack of foresight can trap them in unsatisfying careers because they didn’t save when they had the chance.
One effective approach I use is to introduce financial archetypes for consideration, like a family of four living in a high-cost area—this is a common scenario in places like coastal cities, where a significant portion of the U.S. population resides.
Discussing these realities through various channels, like guest posts on major platforms, sparks wider conversations about money, happiness, and the practicalities of life choices, such as the merits of two-income households when childcare costs a fortune.
It’s important to remember these discussions aren’t just theoretical. They reflect real choices and challenges faced by many, including influential figures like AOC, who herself tweeted about the financial struggles highlighted in a post I made. Her engagement brought further attention to the topic, underlining the ongoing relevance and urgency of financial literacy.
As for personal anecdotes, I anticipate AOC will navigate these financial waters adeptly, given her rising influence. Her situation as a single woman in D.C., where living costs are exorbitant, mirrors the challenges many Americans face. She’s well-placed to advocate for policies that could alleviate such burdens, reflecting her own experiences and those of her constituents.
The takeaway here? Whether it’s avoiding a cycle of debt or planning for future costs, like schooling in high-cost areas, financial awareness and preparation are key. They empower us to make informed decisions that align with our values and long-term goals.
