As a frugal person and a personal finance writer, I’m all for saving money. But let’s be honest, there are smart ways to save money and then there are not-so-smart ways. I’ve gathered some pretty absurd examples of the lengths people go to save a buck or two—hopefully, you’ll get a good laugh and maybe learn a thing or two about making your money-saving efforts more effective.

One of the funniest things I’ve seen was at a gas station. I was there to pump air into my SUV’s tires when I spotted two moms attempting to use an industrial-strength air pump on their baby stroller’s tires. Yes, you read that right. The stroller looked high-end, probably costing around $800, but there they were, risking a blowout over a $10 hand pump.

These moms insisted they had done this before, but minutes later, they were visibly frustrated, struggling to fit the nozzle and bickering about buying a hand pump next time. It was quite a scene.

Watching this unfold, I couldn’t help but think about the fine line between being frugally wise and just plain cheap. Why risk damaging an expensive stroller to avoid a small purchase? It seemed more about not wanting to admit that spending $800 on the stroller might have been too much in the first place.

Reflecting on this, I thought about my own frugal exploits. Have I ever crossed into cheap territory? Well, I’ve driven circles to avoid a $3 parking fee and skipped a pricey airport sandwich, even when I was starving. I’ve waited for a bus instead of taking a quick cab ride and held onto jeans for over a decade. And yes, I’ve even taped over dashboard warning lights instead of paying for repairs. Frugal or just cheap? You decide.

We all have our moments when we try to save a bit too aggressively. It’s essential to strike a balance. Saving money shouldn’t make life harder or riskier— it’s about making smart choices that enhance our financial stability without compromising our quality of life or sanity.

So, are you really saving money wisely, or are you just being a “cheap bastard”? It’s a question worth asking as we navigate the fine line between frugality and folly.