Imagine this—a whopping $300 million mega yacht docks in the San Francisco Bay Area, turning heads as it sits in the water. Owned by 38-year-old Russian billionaire Andrey Melnichenko and his supermodel wife Aleksandra, this yacht isn’t just a boat; it’s a floating palace. Andrey, who amassed his fortune in fertilizer, banking, and energy, commands a cool $4.4 billion, with his investments generating over $178 million a year just from interest.

Named “A”, the yacht could be straight out of a spy movie, complete with features that make it a dream for anyone who loves the sea. It’s huge, and when I say huge, I mean it has 25,000 square feet of living space, a 2,500 square foot master bedroom, and even a 160-foot long hallway. It doesn’t stop there—it also includes six guest cabins, three speed boats, three mini swimming pools, and a crew of 42 people to make sure everything runs smoothly. It’s equipped to escape pirates at a swift 24 knots and even has a secret escape pod, just in case.

Maintaining this beast isn’t cheap; it costs $500,000 just to fill up the tank and another $20 million annually to keep it operational. And yes, there’s even a secret “nookie” room—because why not?

Now, some might argue that $300 million could be used to save the world rather than on a lavish yacht. Sure, Andrey could spread that wealth in more philanthropic ways, and he does contribute to charity, but everyone has the right to enjoy their riches now and then, right? This yacht isn’t just a means of transport; it’s a source of inspiration.

I remember walking through the most luxurious neighborhoods in San Francisco, looking at mansions that would lift my spirits whenever I felt low. These visits weren’t about envy but about dreaming and setting goals. If I had Andrey’s billions, I’d probably have a mega yacht too. And yes, I’d throw legendary parties, maybe travel half the year to exotic locales, and spend the rest of my time growing my ventures—purely hypothetical, of course!

So, what about you? If you were rolling in billions, what indulgences would you splurge on? What moves you or inspires you about the lifestyles of the uber-rich?